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Finanace

The Right Time for Investors to Rebalance—and Give to Charity

Submitted by Ralicki Wealth Management & Trust Services on December 6th, 2021

Ten years into a bull market and with stocks at record highs, now is an opportune time for investors to rebalance their portfolios. As bull markets mature, portfolios may become over-weighted with equities, increasing an investor’s vulnerability to stock market corrections.

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  • Stock market
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Weekly Market Update 11/01/2021

Submitted by Ralicki Wealth Management & Trust Services on November 1st, 2021

Wall Street is back to setting records. This renewed strength came after a stellar profit performance in the third quarter, in which a range of financial and industrial concerns showed notable improvement. In all, 84% of the S&P 500 companies had positive earnings surprises in the period.

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  • ECONOMIC AND STOCK MARKET COMMENTARY
  • Finanace
  • market commentary
  • Retirement
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Making the Most of Your Tax Return

Submitted by Ralicki Wealth Management & Trust Services on June 29th, 2021

Tax season is officially over, and many of us are looking forward to our tax returns hitting our bank accounts. While some may choose to spend their return on a special treat, others may want to use the extra funds to boost their investments. If you’re trying to decide where to spend (or save) it, here are some ideas for how to make the most of your tax return. 

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  • Investment Planning
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More than Finances: The Benefits of Holistic Advice from Financial Professionals

Submitted by Ralicki Wealth Management & Trust Services on June 21st, 2021

When thinking about our physical health, it’s common for people to take a holistic approach—that is, we think about ways we can practice being healthy overall, like eating a balanced diet and getting an adequate amount of exercise. Keeping our bodies healthy means improving our quality of life.

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  • Business Planning
  • Finanace
  • Investment Planning
  • Retirement
  • Stock market
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Weekly Stock Market Update 06/21/2021

Submitted by Ralicki Wealth Management & Trust Services on June 21st, 2021

Inflation is heating up, with the Consumer and Producer Price Indexes surging by 0.6% and 0.8%, respectively, in May. Worse still, prices were up 5.0% and 6.6% in the latest 12 months, the former of which was the biggest uptick since August 2008, when the U.S. economy was in free fall. In all, inflation has been trending higher since January.

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  • ECONOMIC AND STOCK MARKET COMMENTARY
  • Finanace
  • Investment Planning
  • market commentary
  • Retirement
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The Pros and Cons of Investment Apps

Submitted by Ralicki Wealth Management & Trust Services on May 24th, 2021

Investing your money is easier than ever in this digital age. Gone are the days of having to call or visit a financial professional in person. Now, most investing can be done online—there are even apps to help you. From apps to help you save your spare change to stock trading apps, there are options out there for multiple financial situations.

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  • Retirement
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Understanding Exchange-Traded Funds

Submitted by Ralicki Wealth Management & Trust Services on February 22nd, 2021

Thinking about where to invest your money can be overwhelming and confusing, especially for those who are unfamiliar with all options for investing. If you’d like to take advantage of the ease of stock trading with the diversification of mutual funds, exchange-traded funds (ETFs) can potentially give you the best of both worlds.

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  • Education
  • Finanace
  • Investment Planning
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Weekly Market Update 02/08/2021

Submitted by Ralicki Wealth Management & Trust Services on February 7th, 2021

The economy is facing some challenges. Specifically, after last year’s stellar third quarter, in which GDP surged 33.4%, growth slowed to 4.0% in the final three months.

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  • ECONOMIC AND STOCK MARKET COMMENTARY
  • Finanace
  • Investment Planning
  • market commentary
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Medicare in 2021: Here’s What You Need to Know

Submitted by Ralicki Wealth Management & Trust Services on February 7th, 2021

Many older Americans rely on Medicare for their health care needs. But it’s not always easy to figure out what’s covered and how much it will cost. Medicare benefits change from year to year, and 2021 is bringing an increase in premiums for participants. The good news is, there are other ways to save on Medicare costs.

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The Basics of Paycheck Protection Program Loans: Round Two

Submitted by Ralicki Wealth Management & Trust Services on January 31st, 2021

The year 2020 was unprecedented for so many reasons—all because of the COVID-19 pandemic. Many suffered from job losses, had to juggle childcare while working from home, and tried to keep their small businesses open with few resources.

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